Position: Credit Origination Officer

Company: Exim Bank

Location: Dar es Salaam

Reporting To: Manager – Credit Origination and Monitoring

Purpose of Job: The Credit Origination Officer is responsible for managing the Originations and Monitoring Division by reviewing, recommending, and facilitating the credit sanctioning process, monitoring the credit portfolio, providing loan advice, and ensuring compliance with lending policies and regulations.

Tasks and Responsibilities:

  • Assess customers’ credit risks and creditworthiness for individuals and businesses.
  • Work with underwriting and collection teams to manage loan performance.
  • Recommend applications fitting the Bank’s Risk Acceptance criteria.
  • Conduct pre-sanction visits to verify business existence and continuity.
  • Assist in identifying market trends and formulating credit strategies.
  • Ensure compliance with risk policies and regulatory requirements.
  • Participate in product development and post-implementation reviews.
  • Build and maintain strong client relationships.
  • Identify and mitigate credit risks across asset classes.
  • Ensure adherence to SLAs and turnaround times.
  • Monitor early warning signals and take corrective actions.
  • Prepare and issue offer letters and advice letters.
  • Provide necessary reports to management and committees.

Education and Experience:

  • Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or related field.
  • Minimum 2 years of experience in Credit Department (Retail/SME lending preferred).
  • Strong analytical and credit risk assessment skills.
  • Excellent communication skills.

Application: Send your CV and cover letter to hrrecruit@eximbank.co.tz

Deadline: 27th June 2026

Only shortlisted candidates will be contacted. Exim Bank is an equal opportunity employer.

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